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Work out your monthly loan payment (EMI) in seconds. Enter the loan amount, interest rate and term — see the EMI, total interest and total payment.
This free loan EMI calculator uses the standard EMI formula: the monthly payment depends on the loan amount, the monthly interest rate and the number of months. A longer loan term lowers the monthly EMI but increases the total interest you pay, while a higher interest rate raises both. Use it to compare home loans, car loans and personal loans before you borrow.
Yes — completely free, with no sign-up and no limit on how many loans you calculate.
EMI (Equated Monthly Instalment) is the fixed amount you pay every month until the loan is fully repaid — part interest, part loan amount.
The results follow the standard EMI formula. Your bank may round differently or add fees, so treat this as a close estimate.
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